Advertising & referral links

Spesenfrei is funded by referral links to Wise Business. To keep this transparent:

How to recognise advertising

• All links to Wise on this website are personal referral or partner links. They are labelled “Ad” or “Ad / referral link”.
• If you sign up with Wise through such a link, we may receive a reward or commission from Wise. It costs you nothing extra.
• There is no paid content on this website.

What the referral link does not influence

We recommend Wise Business because we use it for our own companies. The bank costs we mention (around €700 per quarter at our companies, over €2,000 per quarter at a small association we know) are our own experience as of October 2026 – not a guaranteed saving. We do not quote prices of individual Austrian banks or Wise fees, because both change; the current price list is binding. We publish no invented reviews.

Linked providers

• Wise Business – Wise is a trademark of Wise Payments Ltd. Independent recommendation – we are not Wise.

Legal framework (Austria)

• § 26 Media Act: paid publications must be labelled as advertising.
• § 6 E-Commerce Act: commercial communication must be clearly recognisable as such, as must the client.
• Unfair Competition Act (UWG): advertising disguised as information is misleading.

As of October 2026 · Media owner: Bling Bling GmbH · Imprint